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Frequently Asked Questions – (FAQS)

Which legal procedure can I finance?

MyLegalLoan.com offers financing for most legal procedures, with a few exceptions. For a complete list of the legal procedures we finance, please call our loan coordinators Toll Free at (800) 708-0208.

What if I have less than perfect credit ?

Even if you have less than perfect credit or have been turned down for credit recently, we may help you get financed for your legal matter.

What will my interest rate be?

Your interest rate is determined based on several factors including but not limited to; income, credit history,debt-to-income ratio, and the loan amount you are requesting. 

Can I pre-pay my loan?

Yes, you can pre-pay your loan at any time without any additional fees. Ask our loan coordinators for more information.

Can I use my own Attorney?

Yes, once you are pre-approved for a loan we will contact your attorney to arrange financing through his/her office.

Do I Qualify?

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All loans are made by Cross River Bank, a New Jersey State Chartered Bank. Member FDIC.

Loan amounts range from $1,000 to $35,000. No loans are offered in Connecticut, New York, New Hampshire, West Virginia and Vermont.
An origination fee of 8% is included in the principal loan amount. The Annual Percentage Rate (APR) is the cost of
credit as a yearly rate. The APR offered to you will depend on such factors as your credit score, application
information, loan amount, loan term, and credit history.

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